Payment processing
Calculates the percentage fee on gross card sales plus the fixed charge applied to each paid order.
Estimate payment processing charges, Shopify transaction fees, subscription costs, app expenses, international fees, and your expected monthly net revenue.
Enter a typical month of sales. Preset rates can be changed at any time.
A simple percentage alone does not show your full platform cost. This calculator combines variable payment fees with fixed transaction charges and recurring monthly expenses.
Calculates the percentage fee on gross card sales plus the fixed charge applied to each paid order.
Adds Shopify's separate transaction percentage when an eligible external payment provider is selected.
Estimates international card surcharges and optional currency-conversion fees on the relevant share of sales.
Uses the monthly plan price or the effective monthly cost of annual billing for Basic, Grow, and Advanced.
Includes recurring app subscriptions, POS add-ons, domains, reporting tools, and other platform expenses.
Shows estimated revenue after refunds and Shopify-related costs, with an optional COGS-based profit figure.
Choose a Shopify plan, billing cycle, sales channel, currency, and payment provider.
Add gross card volume, paid order count, refunds, and the share of international transactions.
Include apps, add-ons, and other platform costs to avoid understating your true monthly spend.
See total fees, net revenue, cost per order, effective fee percentage, and profit after COGS.
These are editable U.S. defaults for standard cards. Your actual rate may differ by country, card category, negotiated agreement, or payment method.
| Plan | Monthly billing |
Annual billing (per month) |
Online standard card | In-person card | Third-party fee |
|---|---|---|---|---|---|
| Basic | $39 | $29 | 2.9% + $0.30 | 2.6% + $0.10 | 2.0% |
| Grow | $105 | $79 | 2.7% + $0.30 | 2.5% + $0.10 | 1.0% |
| Advanced | $399 | $299 | 2.5% + $0.30 | 2.4% + $0.10 | 0.6% |
Common costs include the Shopify subscription, payment-processing fees, a fixed fee per card transaction, optional third-party transaction fees, currency conversion charges, international card surcharges, app subscriptions, POS costs, and taxes where applicable.
Shopify Payments orders generally avoid Shopify's separate third-party transaction fee. Card processing charges still apply, and some payment types, international cards, store credit, gift cards, or regional rules may create additional costs.
The calculator multiplies gross sales by the processing percentage and then adds the fixed per-order charge. For example, a 2.9% + $0.30 rate on $10,000 across 200 orders equals $290 plus $60, or $350.
Fee treatment can depend on the payment type and region. This calculator conservatively keeps the original processing estimate while subtracting the refunded sale from net revenue. Check your Shopify billing and payment terms for the exact treatment.
Actual costs vary by store country, plan, billing cycle, card type, payment gateway, international card share, currency conversion, taxes, apps, chargebacks, negotiated pricing, and Shopify policy changes.
Yes. Select your display currency and choose Custom rates to enter the plan fee, processing percentage, fixed fee, and third-party transaction rate published for your country or account.