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Enter annual income
Add your gross salary, pension, business income, interest, rent and other income taxable at normal slab rates.
FY 2025–26 · AY 2026–27
Tax Calculator New Regime
Calculate your estimated Indian income tax under the new tax regime. Get a clear breakdown of taxable income, slab tax, Section 87A rebate, surcharge, cess and final tax payable.
Latest new-regime slabs
₹75,000 standard deduction
Rebate and cess calculation
Enter Your Income Details
All values should be entered for one financial year.
Common deductions such as Section 80C, most
Section 80D deductions, HRA and home-loan
interest on a self-occupied house are generally
unavailable under the new regime.
Your calculation will appear here
Enter your annual income and eligible deductions, then select “Calculate My Tax” to view your complete estimate.
About the calculator
Calculate Income Tax Under the New Regime
This tax calculator new regime tool helps individuals estimate their annual Indian income-tax liability without manually applying every slab rate.
Income tax is calculated progressively. This means your entire taxable income is not taxed at one rate. Each portion of income is taxed according to the slab in which it falls. The calculator applies every relevant slab, adjusts eligible deductions and then adds applicable surcharge and health and education cess.
Salaried taxpayers and eligible pensioners can receive a standard deduction of up to ₹75,000. Resident individuals with qualifying normal taxable income up to ₹12 lakh may also receive a Section 87A rebate of up to ₹60,000, subject to applicable tax rules.
Tax rates
New Tax Regime Slabs for FY 2025–26
The following slab rates apply for Assessment Year 2026–27 under the new tax regime.
| Taxable income range | Income-tax rate | How tax is applied |
|---|---|---|
| Up to ₹4,00,000 | Nil | No slab tax |
| ₹4,00,001 to ₹8,00,000 | 5% | 5% on income above ₹4,00,000 |
| ₹8,00,001 to ₹12,00,000 | 10% | 10% on income within this slab |
| ₹12,00,001 to ₹16,00,000 | 15% | 15% on income within this slab |
| ₹16,00,001 to ₹20,00,000 | 20% | 20% on income within this slab |
| ₹20,00,001 to ₹24,00,000 | 25% | 25% on income within this slab |
| Above ₹24,00,000 | 30% | 30% on income above ₹24,00,000 |
Simple process
How the Tax Calculator Works
The tool converts your income details into an easy, step-by-step tax estimate.
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Add eligible deductions
Enter employer NPS contributions and only those deductions that remain available under the new tax regime.
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Review your tax estimate
View taxable income, slab tax, rebate, surcharge, cess, effective tax rate and the balance payable after TDS.
Important features
What Is Included in the Calculation?
Progressive slab calculation
Income is divided across the applicable slabs instead of applying the highest rate to your entire income.
Standard deduction
A deduction of up to ₹75,000 is automatically applied to eligible salary or pension income.
Section 87A rebate
The tool checks whether qualifying normal taxable income is eligible for the new-regime rebate and related marginal relief.
Surcharge and cess
Applicable surcharge is estimated for high-income taxpayers, followed by 4% health and education cess.
Questions answered
Frequently Asked Questions
The basic nil-rate slab is up to ₹4 lakh for FY 2025–26. However, an eligible resident individual with qualifying normal taxable income up to ₹12 lakh may receive a Section 87A rebate, making the tax on that normal income nil. Special rate income can affect rebate eligibility.
Yes. Eligible salaried taxpayers and pensioners can claim a standard deduction of up to ₹75,000 under the new tax regime for FY 2025–26.
Most common Section 80C deductions, such as PPF, ELSS, life-insurance premiums and employee provident-fund contributions, are not deductible when calculating tax under the new regime.
Eligible employer contributions to an employee’s NPS account may be deductible under Section 80CCD(2), subject to the applicable conditions and percentage limits.
You can enter income taxed at a special rate separately and select an estimated rate. Actual capital-gains taxation can vary by asset type, holding period, acquisition date and exemptions, so professional verification may be required.
The new-regime slab structure generally does not provide separate higher basic-exemption limits for senior and super-senior citizens.
The result is an estimate. Exact liability can differ because of exemptions, loss set-off, rounding rules, special-rate income, surcharge restrictions, relief, residential status and changes in tax law.
Tax calculation disclaimer
This calculator is intended for general informational and planning purposes. It does not constitute tax, legal or financial advice. Verify your final tax liability using official income-tax utilities or a qualified tax professional before filing a return.